CV

Experiences

Software engineer with experience delivering telecommunications, customer service, quality assurance, and social impact solutions for organizations in Hong Kong.

Company

JPMorganChase

Global financial services firm serving consumer and institutional customers

Period
January 2023 - Present

Tenure
3 years 3 months

Role
Software Engineer

Role Summary

Software Engineer delivering payment infrastructure for European banking workflows, with a focus on SEPA processing quality, compliance, and reliability.

SEPA Payment Processing

Designed, implemented, and delivered a payment processing system supporting the Single Euro Payments Area scheme while ensuring compliance with European banking standards.

Testing and Simulation

Led integration of testing engines and simulation tools, improving test coverage and the reliability of payment processing workflows.

Company

Monzo

UK digital bank focused on consumer financial services

Period
August 2021 - January 2023

Tenure
1 year 6 months

Role
Backend Engineer

Role Summary

Backend Engineer in Monzo's Core Borrowing Growth team, later rebranded as Catalyst, helping deliver lending growth from GBP 104.6m in FY2021 to GBP 258.8m in FY2022.

Cross-Functional Delivery

Led backend implementation work alongside frontend engineers, product managers, marketing managers, data scientists, UX designers, operations, legal, and compliance.

Loan Aggregation

Built loan aggregation integrations that surfaced Monzo loan quotations on comparison platforms including ClearScore.

Experimentation

Improved take-up rates by identifying customer frictions through experiments and A/B tests.

Additional Contributions

  • Supported onboarding and mentoring for new engineers, from experienced hires learning Monzo's in-house frameworks and tools to engineers at the start of their careers.
  • Delivered backend work in a regulated financial services environment where technical quality and operational correctness were critical.

Company

Zensis

Hong Kong mobile and telecommunications solutions firm

Period
May 2013 - May 2021

Tenure
8 years

Progression
Programmer
Analyst Programmer
Senior Analyst Programmer

Scope and Responsibilities

Software Development

Built and maintained mobile and web solutions for client-facing products and internal operations.

Technical Research

Evaluated platforms, tools, and implementation approaches to support delivery decisions.

Project Coordination

Worked with stakeholders and teammates to align requirements, delivery timelines, and technical execution.

Company Highlights

  • Official MongoDB partner since 2018.
  • Delivered solutions for telecommunications, real estate, social services, quality assurance, lending, and broadcast media clients.

Selected Clients

SmarTone Telecommunications Holdings Limited

Major Hong Kong telecommunications provider, HKEX: 0315.

Hong Kong Telecom (HKT)

One of Hong Kong's largest telecom operators and a PCCW subsidiary, HKEX: 6823.

Midland Holdings Limited

Large real estate brokerage group in Hong Kong, HKEX: 1200.

Intertek Hong Kong

Quality assurance provider under Intertek Group plc, LSE: ITRK.

PrimeCredit Limited

Leading consumer credit service provider in Hong Kong.

Television Broadcasts Limited

Major Hong Kong broadcaster, HKEX: 0511.

Earlier Experience

Thomson Reuters

Trainee Engineer (Sandwich student)

Period

2011 - 2012

Role Summary

Completed a one-year industry placement as a trainee engineer, building early professional experience in a global technology and information services environment.

Education

The Hong Kong Polytechnic University

BSc (Hons) Computing, First Class Honours

Period

2009 - 2013

Highlights

Dean's List (2010 - 2011).